Our Company
  • About Us
  • Management Team
  • Management Team

    VANCE Financial Group has a dedicated and dynamic group of Managers and Staff. The Managers have a combined total experience of over 100 years in the Insurance and Financial Services field. The Managers’ main responsibility is to ensure your success in the business. All members of the staff are focused on making sure that your business is processed efficiently and quickly.


    Richmond Office | Surrey Office


    Richmond Office

    David Ho
    CLU, Ch.F.C.
    David Ho, President, has been in the financial services industry for over 30 years. He is a Chartered Life Underwriter, Chartered Financial Consultant and has a professional accounting background in Asia and North America. Before he founded Torce Financial Group and Vance Financial Group, he has been a MDRT agent, Top Manager and Regional Managing Director for New York Life and Canada Life. David is a past president of a local chapter in the Chinese Business Association, and he is currently an active Board Director. He was previously Chair for the United Way Major Gift Committee.
    He is a systems person with passion and vision for the company to grow financially together with our clients and associates. He believes in management by objectives, leadership by examples and reacts to situations promptly.


    Paul Lui
    CFP, CLU, Ch.F.C.
    Senior Manager
    After graduating from University with a Degree in Civil Engineering, Paul started his career in the financial industry in 1985. He has qualified Million Dollars Round Tables membership for many years. He has also achieved the designation of C.L.U., Ch.F.C. and C.F.P. and he joined Vance Financial Group in year 2000 and has become the Senior Manager.


    Rene Marucut
    Senior Manager
    Rene started his career in the insurance industry in July of 1987. He was a field underwriter attaining numerous company awards and MDRT qualifier. He became a Sales Manager with New York Life / Canada Life from 1990 up until December 1997. He then became a Brokerage Manager for Royal & Sun Alliance in Vancouver until January 2000. Rene later joined the elite group of Vance Financial. He is also an active member of Advocis and local chapter of the Filipino community in Vancouver.


    Cecilia Lo
    Administrative Manager
    Cecilia has gained many years’ experience in administration. She possessed a strong administrative background from different industries and is responsible for all the administrative functions to be maintained in a proper manner, including staff efficiency, office regulations, staff co-operation, working atmosphere, office environment and assignment of jobs to staff. In addition, her duties include providing assistance and opinions in implementation of policies for insurance companies, advisors’ contracts and monitoring advisors’ new business issues.


    Vincent Lee
    Mutual Fund Branch Manager
    Vincent LEE has been working in financial industry since 1997. He earned his Certified Financial Planner (CFP) designation in 2004.

    • Currently a Branch Manager with TeamMax Investment Corp., member of MFDA
    • Achieved Platinum Elite Award at TeamMax Investment Corp.
    • Achieved Top 25 National Mutual Fund Production at Sunlife
    • Guest speaker on Chinese TV show (大城小聚)

    Vincent specialized in case study, Mutual Fund selection and risk management. His dedicated commitment coupled with his 15+ years of experience will definitely help advisors to grow their business.
    Mutual Funds sold through TeamMax Investment Corp.
    Mutual Fund Investment involves risk, past performance do not indicate future results, please read Fund Facts before investing.



    Dominic Ho
    Training Manager & Compliance Officer (Life Insurance)
    Dominic brings with him an immense knowledge of Life Insurance sales, training and management. His distinguished career began with Manulife Hong Kong in 1979. During his sales career, he was always been ranked on the top production level in his company and qualified M.D.R.T. membership for numerous times. Immigrated to Vancouver in 1991 and was one of the founder member of Manulife Vancouver Oriental Resource Centre in Richmond where he was the Manager, Agent Development.

    Recognized as a high-potential executive, in 1997, Dominic accepted an expatriate offer and returned to Hong Kong to work as the A.V.P. & Head of Training for American International Assurance Company. His visions and dedication of agency training have raised the standard of professionalism and set forth the principles to the agency force. In 2000, he was promoted to Vice President & Director of Agency with A.I.A. (Guangzhou) and built a large million dollar commissions operation.

    In 2003, Dominic’s career took a ten-fold leap in responsibility when he accepted an executive offer from Ping An Life Insurance Company Ltd., the second largest life insurance company in China as their Vice-General Manager & Director of Agency for the Province of GuangDong, Southern China. A province of over 105 million in population and the fourth highest GDP per capita among all provinces of mainland China where giving him the opportunity of managing a mega size operation.

    Dominic believes the key to successful leadership comes from Vision, Influence and Integrity.


    Bassiano Chiu
    Accounting Specialist


    Maggie Leung
    Administrative Assistant


    Cherry Ngai
    Administrative Assistant


    Sophia Shi
    Administrative Assistant


    Doris Ho
    Receptionist and Administrative Assistant


    Surrey Office

    Noel Dulay
    Noel earned his B.Sc in Economics and Accounting at the Far Eastern University Manila, Philippines. Noel has over 30 years experience in Sales and Marketing. He has been in the financial services industry since 1997 and has received many awards, e.g. National Quality Award, Outstanding Producer Award. Noel is also a consistent member of the Million Dollar Round Table.

    Noel is responsible for setting up corporate directions and organizational strategies, as well as supporting the company to develop business. Today, he continues to lead Financial Advisors with whom he loves to share his knowledge, success and expertise.
    Noel is married with four children and lives in Surrey, BC.