Insurance Protection
  • Term Life
  • Permanent Life
  • Universal Life
  • Critical Illness Insurance
  • Long Term Care
  • Individual Disability
  • Employee & Group Benefits
  • Employee & Group Benefits

    Most organizations believe their employees are a vital asset. But today’s competitive marketplace, combined with a shrinking workforce, has made recruiting and retaining qualified employees increasingly difficult. Offering the right benefit plan has never been more important.
     
    Coordinated health benefits can mean better outcomes for employees, and simplified administration for the employer.
     
    Group insurance benefits represent a significant financial obligation to the employer while playing an important role, alongside government-sponsored benefit programs, in providing for the well-being of employees and their families.
     
    The basic components of a group plan include:
     
    Life coverage and dependents life coverage
     

     
    The optional components includes:
     
    Extended Health Care
     

     
    Dental Plan
     

     
    Group Disability Benefits
     

     
    Other features of the plan, such as deductibles, co-insurance factors and benefit periods make it a very complicated plan and professional advice from an insurance advisor is highly recommended.